Build a business by growing others.
Community Business Development Agents are entrepreneurs, not employees. You bring the network and the trust; we bring the products, the systems and the training.
A partnership, not employment.
Agents earn commission on every funded deal and a fee on every paid clinic they host. There is no salary, no fixed hours and no territory quota — what you earn tracks what you build.
- Commission per funded deal, paid on disbursement
- A fee per paid seat at clinics you host
- Referral income across advisory, accounting and training
- Training and accreditation through Aptivo Institute
- A tablet toolkit that works offline in the field
Everything runs from a tablet.
- Digital lead and application capture, offline-tolerant
- Run readiness assessments on-site with clients
- Schedule clinics and take paid bookings
- Live commission statements per funded deal
- Training content served from Aptivo Institute
You probably already do this.
If small business owners in your area already come to you for advice, you have the hardest part of the job.
Bookkeepers & accountants
You already see the numbers. Add funding to what you can offer the same client base.
Business consultants
Turn advisory relationships into funded transactions, with a lender behind you.
Community organisers
Stokvel leaders, chamber members and co-operative organisers with real local trust.
Brokers & intermediaries
Insurance and finance intermediaries adding SME credit to an existing book.
Become an agent
Tell us about yourself and the businesses you already work with. We will come back to you with the agreement, commission schedule and onboarding dates.
Not ready to be an agent?
Refer a business and we will pay a referral fee on anything that funds — no agreement, no minimum volume.